American Finance & Associates Loans

American Finance & Associates Loans is a trusted pre-settlement funding company serving clients across the country. We specialize in providing legal case funding — also known as lawsuit loans — to plaintiffs involved in a wide range of cases and claims.

Our pre-settlement funding helps you cover essential expenses by advancing a portion of your expected settlement. In many cases, we can review your application and fund your account in as little as 24 hours.

This type of legal funding is completely risk-free — if you don’t win your case, you owe us nothing. Depending on your situation, we can provide up to $2 Million in funding, tailored to your specific needs by our experienced underwriting team.

With American Finance & Associates Loans, you can relieve financial stress, stay afloat during litigation, and pursue the full value your case deserves.

Pre-Settlement Lawsuit Funding with American Finance Loans

We proudly provide pre-settlement funding and legal case advances to plaintiffs involved in a wide range of lawsuits, including:

  • Personal injury claims
  • Car, truck, and other motor vehicle accidents
  • Employment and labor law disputes
  • Workplace violations and wrongful termination
  • Defective drug and medical device cases (e.g., Truvada)
  • Medical malpractice
  • Qui Tam and whistleblower actions
  • Sexual harassment cases
  • Workers’ compensation claims
  • Wrongful imprisonment and civil rights violations

At American Finance & Associates Loans, securing pre-settlement funding for your case is fast and straightforward. This financing helps relieve financial pressure so you don’t feel forced to settle for less than your case’s true value.

What Is a Pre-Settlement Loan / Legal Case Funding?

Pre-settlement loans and legal case funding are the same — a financial solution designed to give you access to a portion of your future settlement today, when you need it most. This service is at the core of what we do at American Finance & Associates Loans, helping plaintiffs bridge the financial gap while their cases are pending.

Legal cases often take months or even years to resolve. Expenses can pile up quickly — from lost wages to mounting medical bills. Pre-settlement funding lets you access part of your anticipated compensation now to handle living costs, case expenses, or medical needs.

Is Pre-Settlement Funding a Real Loan?

  • No Credit Checks or Financial History Required: Approval depends solely on your case strength.
  • No Risk to Your Finances or Assets: Repayment comes directly from your settlement — never your personal funds.
  • Non-Recourse Loan — You Owe Nothing If You Lose: If your case doesn’t settle successfully, you owe nothing.

Unlike traditional loans, this funding carries no personal liability, no credit risk, and is typically non-taxable since it’s part of your legal compensation.

What Expenses Can Legal Case Funding Help You Pay?

  • Medical bills and treatment costs
  • Vehicle or property repairs
  • Rent or mortgage payments
  • Utility bills
  • Lost wages or income replacement
  • Everyday expenses — groceries, transportation, or childcare

Funding helps you stay financially stable and focus on recovery and justice — not your bills.

How Much Does Pre-Settlement Funding Cost?

We offer simple, non-compounding interest rates with no hidden fees or surprises. Every agreement is transparent and written clearly before you sign.

How Much Money Can You Get?

Depending on your case, we can advance anywhere up to $2,000,000 — helping you stay financially stable while your attorney fights for the full value you deserve.

How to Qualify

  • You must be 18 or older
  • Have an active or pending lawsuit
  • Be represented by an attorney working on contingency
  • The defendant must be insured or financially responsible

Approval is based entirely on the strength of your case — not your credit or income.

How to Apply for Legal Funding

  1. Apply: Click the “Apply Now” button and share your case details.
  2. We Evaluate: Our team reviews your case and determines your funding amount.
  3. Get Funded Fast: Once approved, funds can arrive within 24 hours.

How Risky Is Pre-Settlement Funding?

Our funding is non-recourse — if you lose your case, you owe nothing. There’s no impact on your personal credit or assets.

How to Know if Legal Funding Is Right for You

You may be a good candidate if you have urgent bills or lost income and need funds to continue your case confidently. If you’re financially stable, borrowing might not be necessary — we’ll help you make the best choice for your situation.

Do I Need My Attorney’s Approval?

Yes — we require attorney participation to protect all parties. Most contingency-based attorneys are familiar with lawsuit funding and work directly with us.

Get Your Money Fast

We make the process simple and fast. Once approved, funds are usually deposited within 24 hours. We offer up to $2,000,000 in funding — no credit checks, no income verification, and no asset review required.

✅ Ready to get funded? Click the “Apply Now” button at the top of the page and answer a few quick questions about your case.

📞 Have questions? Call us today at (818) 788-9492 — one of our team members will gladly help you get started.